Food always has been a large part of our monthly expense. We enjoy cooking and eating food as a family. Cutting down on our weekly groceries seemed like a very hard task. We shop mostly at a local large chain supermarket which is very close to home. On an average our monthly expense on groceries were around $800-$1000. Which is not too bad for a family of four, who mostly eat at home and also try to stick to quality food products. But I still wanted to see if there is way to reduce the grocery expense without affecting the quality of food we ate. We tend to eat mostly “real food” instead of prepackaged processed food. We also choose mostly organic produce. That’s when I started using the 2 grocery store combination and saw that I was able to significantly reduce our grocery bills and at the same time eat quality home made food. These two are None other than Costco and Aldi
In a recent survey conducted by www.Bankrate.com , 4 in 10 Americans (37%) have a side hustle. With an average earning of $8k annually, that is some serious dough coming into these households.
My interest in side hustles started in around late 2014 after I read a few blogs about making extra cash. Since then I have gotten to a point now (2019) that I have registered my side hustle as a single member LLC. How and why did I do it? That’s the story here.
Our family has been making several changes so we can reduce the use of plastic in our household. Plastic debris is slowly snowballing and taking up our environment causing direct and indirect harm to humans as well as animals.
Few plastic manufactures are making innovative changes to make their plastic biodegradable. But these are a minority. Majority of the plastic products are still filling up landfills and our oceans. So we decided we will do our part in minimizing our contribution to this crisis. Here are few of the many changes we made in our daily life
As we approach the beginning of a new year let’s focus more on bringing more value to our lives. More value to our time , our relationships, our choices and our money. Money is essential for a comfortable life. There is no question about it. But getting too caught up in the rat race to make more money without proper planning will lead us to a bottomless pit of poor health and increasing cost to maintain our lifestyle.
Almost every city in USA has something special to offer during the holidays. In Philadelphia, we have the Christmas village featuring vendors offering authentic European food, crafts and ornaments. A special mention to mulled wine which is one of our favorite.
As a family, we plan a trip every year to the Christmas village and the surrounding Dibert park and City Hall. This time however my 6 year old was asking (borderline begging) to have an overnight stay in a hotel in the city. This is the same 6 year old who for her birthday wanted to stay at a hotel in NYC. In any case before committing to her, I wanted to check the prices.
Both I and my valuist wife are busy working professionals with lot of things going on in our lives. Having two children, a house, jobs, investments, etc make life busy and exciting at the same time. So we decided to check on different options such that the simple mundane tasks in life are automated and require very little of our attention. It would leave us with a significant amount of time to do things more enjoyable.
This is my first post and its about the book that has influenced me the most and lead my journey towards Valuism. “The life changing magic of tidying up by Marie Kondo“. This book to me is not just a home organization book, but it is mindset altering book. It changes your perspective of how you view things, commitments etc and really helps you in choosing value. As the saying goes” A messy space leads to a messy mind”. Here are my 5 takeaways from the book..