My Stock Investing Journey

Once, during a friends and family get together (of course, pre COVID times), I started an engaging conversation with a 21 year old who had just graduated and was exploring his opportunities in the world. Very soon the topic moved into stock investing and he started asking questions about investment strategies. My first response was to tell him that I was, no way, in a position to advice him about investing given I knew very little about his goals and growth potential. Nevertheless, he wanted to know how I started doing it. After a few days I met him again and he had more questions and that led to me thinking about writing this blog post.
Here are few of my thoughts and my approach in investing which could help a person starting in the wide world of investing.
Continue reading “My Stock Investing Journey”

Lessons for my daughters- 1

I am going to start a series called “Lesson’s for my daughters” . As many of you know we have 2 beautiful daughters who are the biggest joys of our life. As they are growing up , I want to make sure I impart as much of my wisdom to them as I can, in hopes of giving them the tools to navigate the world and life in general.  These are usually little snippets that come during our day to day conversations. Now I decided to jot down these  little lessons in my blog, hoping to compile it into a journal and gift it to them when they leave home and start their independent lives.
So here is lesson Number 1:
Continue reading “Lessons for my daughters- 1”

3 steps to start homesteading in the suburbs

Farm house style has gotten major attention recently in the home decor world. Chip and Joanna Gaines should get the major credit in bringing back the old world charm to the decor world. The reason farm house style has become so popular is because no matter where one lives ,human beings crave the coziness of the old style homestead living.

The real truth is that the real coziness of a homestead is not in the decor of your home, but your lifestyle. However not everyone will have the luxury of living on a farm in the country side. We live on a quarter acre land ,in suburban neighborhood , 20min from a major city, with a pretty strict home owners association. Even with those limitations I try my best to bring some homesteading practices into our life style. So if you are like me , living in a suburban neighborhood here are 3 ways your can jumpstart your homesteading journey.
Continue reading “3 steps to start homesteading in the suburbs”

3 Hobbies that everyone should have

The more you focus on minimizing distractions in life and maximizing value, the more time and money  you have at your leisure. That is the whole goal of being a Valuist. When we have more time at our leisure we have to make sure we are spending it creatively. Your activities should be relaxing as well as enriching.

3 Hobbies that everyone should have
The definition of Hobby is “An activity done regularly in one’s Leisure time for pleasure”. When you look at the definition the watching Netflix on couch with bag of chips will  fit the criteria. Assuming you are doing it in your leisure time, it certainly gives pleasure for most of us. That is the reason I like to modify the definition. My definition is  “An activity done regularly in one’s leisure time that fits at least one or all of the following criteria”
Continue reading “3 Hobbies that everyone should have”

Make your own Ghee

We all know fat in its pure form is good for our health. Fat has been vilified over the years. But now we know the real culprits for poor health are sugar, processed food, food laced with chemicals and trans fat.
Ghee or Clarified butter is one of the purest and healthiest forms of fat. It is very delicious and has several health benefits.
Continue reading “Make your own Ghee”

May Frugal Wins

Indoor spring cleaning is a piece of cake when you are a minimalist. It took me about one hour to do a thorough spring cleaning of our entire 3500 sq ft home. The biggest reason being lack of accumulated clutter.


Outdoor cleaning was something I dreaded. We have been living in this house for over 5 years now.  So as you can imagine the windows and outdoor vinyl on the front porch had started getting dull and a nice coating of mildew.
Continue reading “May Frugal Wins”

April Frugal wins

April was a month I made a big change to move to working part time hours! With both our children in school age I felt I am needed a lot more at home. We ran the numbers and decided we are in a reasonably good shape financially that I can afford to take a salary cut.

Although we can easily manage our expenses even with our newly reduced income, We are constantly looking to find new ways to save money.
Continue reading “April Frugal wins”

I can live without these..but I chose not to- Money well spent!

We are strong believers of spending money on making memories instead of spending money on products. So we usually plan couple of fun vacations with our kids every year. This, we think, is money spent well.

However, every now and then we come across some products or services that we can totally do without but they add so much value to your every day life.
Continue reading “I can live without these..but I chose not to- Money well spent!”

Traveling with Kids? Do these to take the hassle away

Traveling with kids is not easy and it gets worse when it is a long haul international flight. Over the past 5 years, my wife and I have had 10 trips which includes 11 countries with our now 12 and 7 year old children. Obviously from these number of trips, it is evident that we love traveling. My kids love them as well and are always look forward to the next trip.

Among all this, there was (emphasis on the “was”) something they hated. It was the plane ride, the waits at the airports for security check ins, at the gates before and at the time of boarding and finally immigration when they get back. I could not disagree with them as I hated these too but being an adult, but I was not in a position to complain.
Continue reading “Traveling with Kids? Do these to take the hassle away”